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Photo by Anthony Garand on Unsplash

The Supreme Court was designed to be the forgotten branch of government. The Founders would have been happy if the average American didn’t know the individual Justices or their political leanings. For the majority of our nation’s history the Founder’s system was successful. However, that has all changed in recent history as fights over Supreme Court Justices have become among the most partisan battles in politics today. To honor the Founders, America must rebuild a barrier around the Supreme Court which separates their decisions from the influence and political games of our two-party system. The best way to do this is by enacting a new amendment to the Constitution. …


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Photo by Adeolu Eletu on Unsplash

Complaints about corporations are not misplaced. Corporations in the U.S. are designed to give a small group of mostly rich, white, and overwhelmingly male executives most of the decision making power over America’s companies. Many board members are current or former executives of other companies, making board members a close-knit group of likeminded individuals. These board members see their duty as safeguarding and maximizing returns to shareholders by either increasing the value of the stock or returning a dividend. The focus on profit relegates the company’s workers, the environment, human rights, and even business decisions that ensure the long-term success of the company to secondary concerns. There are countless examples of this, think about how many U.S. companies move operations overseas for cheaper labor despite a lack of laws that protect workers from unsafe working environments or allow for child labor. …


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The Stock Market Recovery Since Pandemic Low

This has been a crazy year for the stock market. In January and February, most investors did not take the reports of a new virus in Asia seriously and kept pouring money into the stock market, with the market reaching all time highs in late February. Very few investors bet that the virus would spread and shorted the market (also a few Senators with top secret briefings sold their stocks). But in March, when the virus started spreading in the U.S., stock markets overreacted and people anxiously pulled out more of their money from the market than was necessary. While the stock market hit a low in March, since then the stock market has had one of the fastest growth periods in history. By the end of August, stocks had regained almost all of their lost value from the pandemic, yet the world remains in a deep economic downturn that will likely take years to fully recover from and companies have decreased sales and persistent lost value. …


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Snapshot of Stock Market

Those fortunate enough to still have disposable income and are interested in investing should pay attention to this adage; investing during times of turmoil is like trying to catch a falling knife. However, there are still smart ways to invest during turmoil and I’ll sum up everything this article says in one sentence — the best investing strategy during a crisis is the same best investing strategy when there is not a crisis. Find an index fund, setup monthly contributions, and stick with those contributions regardless of what the market is doing. I don’t recommend investing all your savings in the market at once. The market will likely have several more ups and downs. Setting up recurring investments will smooth over your investments over the market swings that are sure to come. …


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Photo by bantersnaps on Unsplash

There is an immense amount of value in the U.S. stock markets. U.S. stocks are worth more than $17 trillion dollars, even more incredibly the World Bank estimates that $35 trillion is traded on U.S. stock markets every year. But despite all of the money trading hands, the U.S. government receives only $350 billion annually from capital gains taxes, meaning that on average the U.S. government only has a 1% tax rate on stock trades.

If most stocks are owned by the super wealthy and they have a 20% capital gains rate, how can the Federal Government get so little in taxes from the stock market? The stock market has been doing very well since the passage of the 2017 tax cut bill, so why hasn’t the amount of tax revenue collected by the U.S. …


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Photo by Jan Kaluza on Unsplash

At a China Summit in the fall of 2019, Jack Ma and Elon Musk discussed their contradicting views on the future of artificial intelligence (AI). It was interesting discussion and I recommend watching it. In the talk, Musk lays out his fears that AI will quickly accelerate to push humans out of the way, a real-life Terminator. While Ma believes that AI will improve the human way of life and cause a quantum leap in human productivity to the point where we can all cut the number of hours we work while maintaining our lifestyles. …


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Photo by h heyerlein on Unsplash

Advancements in health, leading to the extension of the human lifespan, are prime for the next big leap in human advancement. The past hundred years saw the technological boom, where humans went from pen and paper to screen and tablet. Now we are on the edge of human’s ability to engineer genes and download our brains onto computers. With CRISPR offering the possibility to edit human genes, it’s even possible that someday humans will stop aging all together. Within the next hundred years we may be able to pick an age and stay there; grandparents, children, and grandchildren all enjoying the ripe old age of 28. …


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Photo by Yogoman

Universal Basic Income proposals being hailed as socialist, or even communistic, by conservative politicians and news media fail to recognize that such programs already exist and are highly successful. For instance, Alaska has the smallest income inequality in the country and it’s largely because the Alaska Permanent Fund sends a yearly check to every man, woman, and child that is a citizen of the state. Even if you don’t pay any taxes, work, or contribute to society you get a check all the same.

Alaska may seem like a libertarian paradise with no income tax and a government that gives the state’s earned income back to the citizens, but many of its government’s policies are more liberal than you think. First, Alaska actually has one of the highest state corporate income taxes in the U.S. Second, it has one of the highest property tax rates, which predominantly falls on richer Alaskans to pay. Finally, Alaska has one of the highest percentages of citizens who work for the government — picture thousands of Ron Swansons. However, Alaska is a unique place, could this model work for the entire United States? …


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Photo by Austin Distel on Unsplash

There are many advantages of owning stocks, but a lesser-known benefit is that you can deduct up to $3,000 in investment losses from your ordinary income (a.k.a. salary) if your capital losses exceed your capital gains.

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Reality is merely an illusion, albeit a very persistent one. — Albert Einstein

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